US Bank · Paze Digital Wallet · Lead Product Designer · 2023

Paze Wallet —
Transaction History

People enrolled a stack of credit cards in Paze, then had no single place to see where, when and how much they'd spent. One unified history — for the power user and the once-a-month checker alike.

150M+
eligible cards at launch
Zelle + Paze
tokenized payment rails
Enterprise DS
reusable components shipped
0→1
first unified Paze transaction view
Manage enrolled cards
By date·Merchant·Amount
Transaction history screen
Paze teal primary action
Ink amounts & labels
Muted dates & meta
Flag needs review
Pay your way screen
3
concepts explored, one shipped

Paze let people check out online with any of their enrolled credit cards. But once the payment cleared, the trail went cold — transactions made through the wallet couldn't be told apart from ordinary card activity, and there was no way to answer a simple question: what did I actually spend with Paze?

Switching between cards to hunt for a charge was slow and disjointed. Without filters by date, merchant or amount, spending patterns stayed invisible.

How might we show users the transactions made with Paze wallet?

I ran a structured design-thinking sprint in Mural to move from ambiguity to clarity fast. We anchored on the How-Might-We statement, then a Crazy 4s round — four sketches, four minutes each — forced divergent thinking before anyone fell in love with a screen. Voting surfaced the shared values: clarity, speed, and minimal navigation overhead.

Two Paze wallet screens — manage cards and pay your way
The wallet in use — managing enrolled cards, and paying with any of them at checkout.

Three sketches grew into high-fidelity directions, each built on a different navigation mental model. We judged them on discoverability, cognitive load and implementation cost.

The three directions
Card-first
tap a card › swipe between cards › history in context
Toggle
switch payment ⇄ history, all cards visible at once
Tabbed
Main + Transaction History tabs — familiar, one extra layer
Unified transaction history detail
The shipped view — every Paze transaction in one list, filterable by date, merchant and amount.

The winning direction kept all cards visible and let the history live one tap away — depth without a maze. Filters turned a flat feed into something you could actually reason about, and the pattern set the template for how transaction detail gets shown across the wallet.

One wallet, many cards — one honest history.